Flexible Financing for Your Dream Project

We proudly offer financing options through Lyon Financial to help make your dream outdoor space a reality. Personal loans requiring no equity or appraisals.

Our Financing Partners

Lyon Financial

Up to $250,000

Loan amounts to cover any size project

Terms Up to 30 Years

Extended terms for affordable monthly payments

Low, fixed rates, no variable rates

Predictable payments with no surprises

No Equity Required

Personal loans, no home equity or appraisals needed

640+ FICO

Options available for qualifying credit scores

Military Programs

Yes, military programs available

How to Get Started

1

Schedule Your Consultation

Contact us to discuss your project vision, timeline, and budget with owner Colton Ray.

2

Apply Through Lyon Financial or HFS Financial

Once you're ready, apply directly through Lyon Financial or HFS Financial for a quick decision on the option that fits you best.

3

Start Building

With financing secured, we'll begin the pre-construction phase and bring your vision to life.

Available on approved credit. Not all will qualify. Terms, amounts, and APRs differ based on loan purpose and credit profile. State restrictions may apply.

Another Great Option

HFS Financial

Loan Program Highlights

Loan amounts up to $325,000

Terms up to 30 years

Average turnaround of 7 to 10 business days

No dealer fees

Soft credit check for pre-approval, with no impact on your credit score

120% funding available, great for project overages or add-ons

Rates ranging from 7.99% to 14.99%

No prepayment penalties

Funds any type of home improvement project

Available to homeowners (you must own the property)

How HFS Works

1

Inquire through the CJR HFS link and get pre-approved instantly.

2

Your dedicated HFS loan consultant reaches out to finalize your terms.

3

HFS completes the loan process with you from start to finish.

4

Funds are sent directly to you, in full, so you can move forward with your project.

Compared to other lenders, HFS offers a longer term (30 years vs. a typical 10 to 12), no dealer fees, and full loan funding upfront instead of staged funding, giving you more flexibility.

See Your Options with HFS